Disclosure Regimes and Transparency Standards

This course provides a comprehensive guide to designing and enforcing effective **Disclosure Regimes and Transparency Standards** in the financial sector. It critiques traditional "more information is better" approaches, drawing on behavioral economics to focus on simple, salient, and timely communication. Participants will learn best practices for mandatory disclosures (e.g., Key Fact Statements, Annual Percentage Rate), the role of standardized formats, and the application of UDAAP principles to advertising and marketing materials, ensuring consumers receive the right information at the right time to make informed decisions.