Regulation of Microfinance and Financial Cooperatives

This course provides an in-depth analysis of the unique regulatory and supervisory challenges and opportunities presented by **Microfinance Institutions (MFIs)** and **Financial Cooperatives** (e.g., SACCOs, Credit Unions). It explores the tiered and proportional regulatory frameworks required for these institutions, which operate with a distinct mission and risk profile compared to traditional commercial banks. The training covers governance, capital adequacy, risk management, and consumer protection tailored to the microfinance sector, emphasizing the balance between financial sustainability, prudential stability, and their social mission of serving low-income clients and micro/small enterprises.