Commercial Lending and Credit Analysis

This specialized course equips participants with essential skills for analyzing business creditworthiness and structuring commercial loans effectively. Learners will explore comprehensive lending methodologies, risk assessment frameworks, and documentation requirements essential for sound credit decisions in commercial banking. The curriculum covers financial statement analysis, cash flow evaluation, collateral assessment, and industry analysis techniques used by professional credit analysts. Through practical case studies and real-world scenarios, participants will develop the ability to identify warning signs and construct comprehensive credit proposals that balance risk and return while ensuring regulatory compliance.