Fintech and Regulatory Challenges for Central Banks

The rapid innovation brought by **Fintech** is fundamentally reshaping financial services, creating both significant opportunities and complex regulatory challenges for central banks. This course provides a comprehensive analysis of the key Fintech developments—including new payment platforms, lending models, and technologies like AI/ML—and their implications for monetary policy, financial stability, and competition. Participants will explore how central banks are responding through regulatory sandboxes, innovation hubs, and adjustments to existing frameworks for data protection, market access, and operational resilience. The focus is on developing a proactive and adaptive regulatory approach to foster innovation while safeguarding the financial system.