Deposit Insurance Schemes: Design and Supervision

Deposit Insurance Schemes (DIS) are a vital component of the financial safety net, designed to protect depositors, prevent bank runs, and promote public confidence in the banking system. This course provides a comprehensive exploration of the design choices, funding models, and supervisory challenges of modern DIS. Participants will analyze the optimal coverage level, the trade-offs between ex-ante and ex-post funding, and the critical linkages between the DIS, the central bank (LOLR), and the Resolution Authority. The focus is on implementing best practices derived from international organizations like the **Financial Stability Board (FSB)** and the **International Association of Deposit Insurers (IADI)**.