This specialized course provides in-depth training on identifying, detecting, and preventing trade-based money laundering schemes that exploit international trade systems. Participants will learn about common TBML techniques including over-and-under invoicing, multiple invoicing, and false description of goods. The course covers both traditional trade finance and open account trade, providing practical tools and methodologies for TBML risk assessment and detection. Through real-world case studies and interactive exercises, learners will develop the skills needed to implement effective TBML controls and compliance programs.
Trade-Based Money Laundering (TBML): Detection and Disruption
Anti-Money Laundering AML/CFT
October 25, 2025
Introduction
Objectives
Key Learning Objectives:
- Understand the fundamentals of trade-based money laundering
- Learn common TBML techniques and typologies
- Master TBML red flag indicators and detection methods
- Develop skills in trade document analysis and validation
- Learn trade finance risk assessment methodologies
- Understand regulatory expectations for TBML compliance
- Master investigation techniques for suspected TBML cases
- Learn to implement effective TBML controls and monitoring
- Develop skills in trade data analysis and anomaly detection
Target Audience
- Trade finance professionals
- AML/CFT compliance officers
- Customs and border protection personnel
- Supply chain and logistics professionals
- International banking staff
- Law enforcement investigators
- Risk management professionals
- Audit and testing personnel
Methodology
- Case studies of major TBML schemes
- Trade document analysis exercises
- Red flag identification workshops
- Trade data analysis simulations
- Investigation scenario role-playing
- Industry expert presentations
- Cross-border collaboration exercises
Personal Impact
- Enhanced trade finance risk assessment skills
- Improved document analysis and validation abilities
- Stronger understanding of global trade systems
- Better investigative and analytical capabilities
- Increased confidence in TBML detection
- Career development in trade finance compliance
Organizational Impact
- Reduced TBML exposure and compliance risks
- Enhanced trade finance compliance programs
- More effective monitoring and detection systems
- Improved regulatory compliance and examination readiness
- Stronger risk management of trade operations
- Better industry collaboration and information sharing
Course Outline
Unit 1: TBML Fundamentals and Concepts
TBML Definition and Scope- Trade-based money laundering definition
- Global trade system vulnerabilities
- TBML vs traditional money laundering
- Economic impact and scale of problem
- Over-and-under invoicing methods
- Multiple invoicing and phantom shipments
- False description of goods and quality
- Black market peso exchange operations
Unit 2: Trade Finance Products and Risks
Traditional Trade Finance- Letters of credit risks and controls
- Documentary collections vulnerabilities
- Bank guarantees and standby LCs
- Supply chain finance considerations
- Open account trade risks
- Trade loan and financing products
- Payment and settlement risks
- Fintech and digital trade platforms
Unit 3: TBML Red Flags and Detection
Documentary Red Flags- Invoice discrepancies and anomalies
- Bill of lading and shipping document review
- Insurance and certificate validation
- Commodity price benchmarking
Unit 4: Investigation and Analysis Techniques
Trade Data Analysis- Trade flow pattern analysis
- Price deviation analysis techniques
- Volume and frequency analysis
- Counterparty risk assessment
- Third-party document validation
- Shipping and logistics verification
- Commodity market price checks
- Open source intelligence gathering
Unit 5: TBML Compliance Program
Risk Assessment and Controls- TBML risk assessment methodology
- Customer and product risk scoring
- Transaction monitoring system configuration
- Staff training and awareness programs
- Public-private partnership initiatives
- Information sharing mechanisms
- Law enforcement coordination
- International cooperation frameworks
Ready to Learn More?
Have questions about this course? Get in touch with our training consultants.
Submit Your Enquiry