**Gender Lens Investing (GLI)** and the drive for financial inclusion are increasingly integrated into the mandates of Development Finance Institutions (DFIs) and certain Non-Bank Financial Institutions (NBFIs). This specialized course provides a framework for financial supervisors and regulatory policymakers to oversee the integrity and performance of institutions engaging in GLI. Participants will learn how to define and audit key gender and inclusion metrics, assess the risk of "gender-washing," and ensure that products are genuinely designed to address gender-based market failures. The program emphasizes the use of supervisory data to measure real outcomes and inform policy on inclusive finance and women's economic empowerment.
Supervision of Gender Lens Investing and Inclusion Metrics
Financial Regulation and Operational Excellence
November 30, 2025
Introduction
Objectives
Upon completion of this course, participants will be able to:
- Define and categorize the various approaches to **Gender Lens Investing (GLI)** (e.g., firm-level, product-level, sector-level) and their regulatory relevance.
- Develop and enforce a standardized set of **gender and inclusion metrics** (e.g., female ownership, leadership, financial access) for reporting by regulated institutions.
- Design a **supervisory checklist and audit protocol** to verify the integrity and prevent the risk of "gender-washing" in investment reporting.
- Analyze the product design and marketing practices of institutions to ensure they genuinely address **gender-based market barriers** and promote suitability.
- Understand the regulatory policy tools (e.g., capital incentives, reporting requirements) that can be used to promote financial inclusion for women.
- Assess the **operational and reputational risk** associated with poor GLI practices and non-compliance with inclusion mandates.
- Formulate a policy stance on the integration of gender data into broader financial stability and market conduct supervision.
- Master the use of **disaggregated data** to monitor gender gaps in access to finance, employment, and leadership within the financial sector.
Target Audience
- Financial Supervisors and Examiners of DFIs and NBFIs.
- Regulatory Policy Developers specializing in Financial Inclusion and Gender Finance.
- Gender Lens Investment Specialists and Impact Auditors.
- Risk and Compliance Officers at Institutions Engaged in GLI.
- Government and Central Bank Economists focused on Women's Economic Empowerment.
Methodology
- Gender Metric Definition and Data Disaggregation Workshops
- Supervisory Audit Simulation Exercises for Gender-Washing Prevention
- Case Studies on Successful and Unsuccessful GLI Strategies and Regulatory Responses
- Group Activities on Designing a Regulatory Incentive for Women-Owned SME Lending
- Expert Lectures on the 2X Challenge Criteria and Global GLI Standards
- Individual Exercises on Analyzing Financial Sector Gender Gap Data and Policy Responses
Personal Impact
- Development of specialized expertise in gender finance, inclusive policy, and impact verification.
- Enhanced ability to design and audit sophisticated non-financial reporting frameworks (GLI metrics).
- Improved strategic understanding of the regulatory tools available to promote women's economic empowerment.
- Acquisition of valuable skills in data disaggregation, policy analysis, and managing reputational risk.
- Increased professional credibility as a certified expert in inclusive finance supervision.
- Better decision-making on policy interventions to address gender inequality.
Organizational Impact
- Significant strengthening of the sector's focus on **financial inclusion and gender equality**, aligning with national goals.
- Mitigation of the risk of **"gender-washing"** through rigorous supervisory verification and audit.
- Enhanced ability to use regulatory data to measure and monitor the national gender gap in financial access.
- Improved quality and integrity of non-financial reporting for stakeholders and the public.
- Better-targeted policy interventions to address specific gender-based market failures.
- Reduced operational and reputational risk associated with discriminatory practices.
Course Outline
Unit 1: Foundations of Gender Lens Investing and Inclusion
Mandate and Policy:- Defining GLI and its importance in addressing gender-based market failures and inequality.
- Mapping the GLI spectrum: from gender-aware screening to gender-intentional impact.
- Review of international frameworks (e.g., UN SDGs, 2X Challenge) and their application to financial regulation.
- The business case for GLI: diversity, performance, and risk mitigation.
- The role of the central bank/regulator in promoting inclusive and gender-sensitive financial systems.
Unit 2: Standardizing Gender and Inclusion Metrics
Data and Reporting:- Identifying core **gender metrics** for internal and external reporting (e.g., female board members, management, staff, client base).
- Developing standardized definitions and methodologies for key financial inclusion metrics (e.g., access, usage, quality).
- Protocols for mandatory **data disaggregation** by gender, age, and geography in regulatory returns.
- The challenge of data quality and collection in high-volume, low-resource settings.
- Designing the supervisory reporting template for GLI and inclusion performance.
Unit 3: Supervision and Preventing Gender-Washing
Integrity Assurance:- Developing a **supervisory audit protocol** focused on verifying the substance of GLI claims.
- Analyzing the alignment between an institution's stated GLI strategy and its actual lending/investment behavior.
- Assessing the risk of **"gender-washing"** (misleading claims) and the associated reputational risk.
- Protocols for reviewing the product design process to ensure genuine benefit and non-discrimination.
- The role of market conduct supervision in preventing mis-selling of "gender-specific" financial products.
Unit 4: Policy Tools for Inclusive Finance
Regulatory Incentives:- Review of regulatory policy tools used to incentivize GLI and financial inclusion (e.g., credit guarantee schemes, capital relief).
- Analyzing the effectiveness and unintended consequences of **quota systems** for female leadership and lending.
- Protocols for using supervisory data to measure and report on the national gender gap in financial access.
- The role of financial literacy and consumer protection in sustaining inclusion gains.
- Formulating policy recommendations for reducing collateral and legal barriers for female entrepreneurs.
Unit 5: Governance and Future Trends
Culture and Leadership:- Assessing the **governance framework** for inclusion, including Board oversight and management accountability for GLI.
- The importance of internal culture and pipeline development in achieving gender parity within financial institutions.
- Integrating gender metrics into the institution's overall **Risk Appetite Statement (RAS)** and compensation structure.
- Future trends: the use of FinTech and digital tools to close gender gaps in access to finance.
- International cooperation and the sharing of best practices in GLI supervision.
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